Effective Date Calculator

Our Effective Date Calculator is a non-binding tool that shows when employee coverage starts under your group plan. Please enter information from your master contract, like your group's waiting period*, to determine the coverage effective date.

* This tool only calculates effective dates based on waiting periods. It does not calculate other eligibility criteria.

2. Date of Hire

Date employee was hired.

3. Bill Cycle

Day of the month on which your bill is due.

4. Days of Employment

Refer to your group agreement for details.

5. Months of Employment

Number of months the employee must be employed before coverage can start.

Calculated Effective Date: