Why Choose Us?
Beyond coverage you can count on at affordable prices, a BCBSIL health care plan gives you access to tools and cost-saving programs like:
- Discounts on health and wellness services
- 24/7 virtual care
- Tools, like our Find Care search and member app, to make using your plan easier than ever
- A wide range of essential health services covered at no additional cost
- Your 2024 Member Guide
Plus, your plan gives you access to a network of doctors and hospitals close to home.
With your BCBSIL health plan, you'll always have these health benefits.
Prescription Drug Coverage
All our health plans offer prescription drug coverage. Once you've met your plan’s deductible, you will either pay a set dollar amount (copay) or percentage of (coinsurance) your drug costs.
Essential Health Benefits
Our plans cover the health benefits essential under the Affordable Care Act, including: maternity, newborn and pediatric care, emergency care, hospitalizations, labs, prescribed drugs, disease management, mental health, substance use and rehabilitative services.
Preventive Care Services
Many preventive care services, like screenings, vaccines and wellness programs, are covered under BCBSIL plans. When you get this care in-network, you won't pay out-of-pocket costs.
Even More Benefits
With a BCBSIL health care plan, you'll get access to tools, resources and benefits that go beyond the essentials.
Telehealth
Rely on MDLIVE® for 24/7 virtual doctor visits and e-prescriptions sent to your local pharmacy. If your primary care provider (PCP) offers virtual visits or telehealth services, you could meet with them over the phone or online for no extra fees. Want more convenience with your PCP? Now, members can select MDLIVE as their preferred PCP.
24/7 Bilingual Nurseline
Similar to virtual visits, the 24/7 Bilingual Nurseline is a quick and affordable way to get care in English or Spanish. Bilingual nurses are on call to answer your health questions or concerns. Call the 24/7 Bilingual Nurseline at 1-800-299-0274.
Health and Wellness Discounts
You and your family can save on health care products and services through our discount program, Blue365®. Pay less for things like fitness clothing, sneakers, gym memberships and more.
Wellness Tracking
Well OnTarget®, an online portal and app, helps keep your wellness routine fun and on-track. Use the health and lifestyle trackers, get advice from the coaching team and more.